3 Tips to Keep in Mind as You Search for a Starter Home

Two generation family looking at a house for sale

Two generation family looking at a house for sale

Buying your first home is an exciting milestone, one marked with a fear of the unknown and a level of excitement at what’s to come. And for many first-time buyers, a starter home is a great investment.

A starter home is perfect for those who want the independence of living in their own home, but don’t quite have the money to buy their dream house. Starter homes are also great for establishing credit, getting a feel for homeownership and trying out a neighborhood or city to see if it’s a good fit. Plus, you probably don’t need too much space at the moment, so starter homes offer a great place to settle in with a young family.

As families grow and careers take off, real estate professionals note that homeowners typically stay starter homes anywhere between five to seven years.

If you’re ready to get your feet wet and purchase a home, here are some tips to keep in mind as you search for the perfect starter home.

1. Be Practical. There’s a reason they refer to your first home as a starter home, so make sure you don’t spend more than you can afford. And, remember that many starter homes need some work, so you’re more than likely going to need money to cover any renovations you’d like to tackle. Before you begin looking at homes, put together a sound budget so that you know exactly what you can afford. Also, keep in mind that things change over time, including jobs and children, so be sure to factor in future expenses as best possible.

2. Understand Problems. Many starter homes need work, and unless you’re a fan of tackling projects on your own, you might not be equipped to handle all the work that may come with the home. If you’re not interested in putting in a lot work, look for a smaller house that doesn’t need as much TLC.

3. Consider Location. If you happen to stumble upon a good deal, make sure the location will work for you and your family before making an offer. While a lower price tag can be enticing, be sure to consider the amount of time it will take to get to your job, and how far the property is from your family and friends. The last thing you want to do is get trapped in a home you’ll grow to resent.

Remember, with every mortgage payment you make, you’re building equity, and that’ll help when it comes to future home purchases. Keep in mind that some people fall so in love with their starter home that they decide to make it their forever home.


By Keith Loria


About the Author

Greg DiGiorgio is a highly reviewed Arlington MA Realtor who is a dedicated, passionate, and market-savvy professional who puts his clients’ satisfaction before all else. His attention to detail, superior people skills, broad knowledge of the real estate industry as a whole, and his pure determination to indulge his clients with first class service sets him apart. In addition to Greg being an Accredited Buyers Representative-ABR, he understands the power of creative, well-organized and highly effective marketing and offers customized marketing plans that maximize property exposure to the most qualified buyers. He has appeared several times on Fox 25 News where he was interviewed on current market trends and conditions. A real estate transaction is really about managing people, their desires and their finances. It is an intricate and consequential negotiation.

Greg understands that it is important to secure not only the most able buyer, but also to the one that is most likely to close the deal. When so much is at stake, Greg is the one you want to represent you. His fair yet aggressive negotiating style and protectiveness of his clients’ best interests and ultimately, their assets, has gained his respect with colleagues and clients alike.

Greg also knows that every transaction represents the most important purchase or sale a person can make, and he takes every precaution to ensure that communication is impeccable with all parties involved from beginning to end. Whether it’s patiently guiding first time buyers through this exciting process or following through with clients’ needs long after the transaction is over, Greg’s warm, caring yet efficient business style will turn you into a client for life.


Greg grew up in the Greater Boston area and has a deep appreciation for the North East way of life. He attended The University of Massachusetts at Dartmouth where he graduated with a Bachelor of Science degree in Marketing, with a concentration in Marketing Research. Greg’s professional background is rooted in the technology sales & marketing. As a result, he learned to adapt to many different people and situations quickly and competitively. The insight that he has gained from many years of involvement in bringing all components of a transaction together smoothly has granted him a unique perspective and approach to the real estate industry. His enthusiasm and tenacity has allowed him to emerge as one of Greater Boston’s finest Realtors, and one of the highest reviewed amongst Arlington MA Realtors!

My Goal

My goal is to provide the best experience possible to my clients while helping them achieve their real estate goals. My streamline systems and use of technology ensure a smooth ride along the way. Whether it’s a first-time buyer, a seller, or investor, I strive to gain lifelong clients and friends by providing them with a fun, relaxing, but yet educational experience throughout the entire process.

Objectives for my Buyer Clients

Counsel session to determine wants & needsSchedule times to view properties

Run comparable analysis report for subject property

Help negotiate terms of the offer

Provided options for home inspectors

Help negotiate & finalize terms of Purchase & Sale Agreement

Assist in finalizing finances with Mortgage Broker

Handle any other paperwork and/or tasks including meeting mortgage commitment deadlines to making sure the transaction closes on time.

I keep an open door policy with all my clients even after the sale should they have any questions, or need help with any of their real estate needs. The closing of a real estate transaction is not the end, but just the beginning of a relationship.

Objectives for my Seller Clients

Listen carefully to make sure your goals and objectives are clearly understood

Explain the home selling process thoroughly

Discuss agency relationship

Price your home accurately

Stage your home for sale

Plan & implement a proven & innovative marketing plan

Work diligently to sell your home quickly and efficiently

Follow up with open house leads & showing brokers to obtain feedback

Work hard to ensure that each step of the transaction is running smoothly

To ensure that all smoke & carbon monoxide detectors are installed and working correctly, and to obtain certificate from town/city

To obtain final payoff for city/town water bill

“Most Importantly to communicate with you consistently and efficiently throughout the entire home selling process”

Certifications and Recognitions

Winner of Leading Edge Real Estate’s Outstanding Creative Marketing Award. Certified Residential Specialist (CRS)

Accredited Buyers Representative (ABR)

Member of the Institute of Luxury Home Marketing (ILHM)

Licensed Massachusetts Real Estate Broker

Member of Greater Boston Real Estate Board (GBREB)

Member of National Association of REALTORS (NAR)

Zoning & Building Codes Certificate

Residential New Construction Certificate

Title V Certificate